Monday, 30 September 2013
Friday, 6 September 2013
Wednesday, 21 August 2013
Why you purchase an apartment?
Finally ready to move out of your parents' house?
Get an apartment with a few friends and you'll soon have a home of your own. Here's how to get moving! Read the following steps and you will be on your way.
Decide whether you will be sharing your living area with others. Having roommates is good because if you choose them right they will split the cost of living with you, help around the house, and provide useful items for moving. Be warned: doing so is also risky. The person could stop paying their share of rent, whether by choice or because of financial instability. They could also not assist in purchasing necessities, such as groceries. They could also not help around the house. You should choose a very close friend if at all possible, someone who you know would have similar living habits.
ou should begin looking for places months before you actually move. Make appointments to view the places. Before your appointment, drive around to see what the area is like. Look for places you're going to need to go. Try to choose a place central to all these locations. Do not pick a place to live because it's convenient to your "friends" and their needs; this will be your home and must have everything you will need for a long time to come. Many teens move out and find a place because their "friends" like it and think it's cool, but your "friends" now may not be your "friends" when you pay your first month's rent for the place they liked.
When looking at a place, keep in mind that you're probably not going to get a palace. Compare the rate to the quality of the place and also to other rates. Do you want a cheaper, crappier place or would you rather pay more for a nicer place? If at all possible, bring a friend and a parent; both will provide you with different views of the place to help in your decision.
Make an inventory of the state of the house together with the landlord. Draft a letting contract (or buy one at a stationer's); read through, making sure it covers things like deposit (typically a month's rent)and responsibility for bills; and sign it. (The landlord will likely already have a contract established.)
Draw up a budget plan. Take into account costs such as utilities, insurance, groceries, clothing, and the occasional night out or movie rental. Will your wage/salary support this? If you are living with other people, figure out the total income per month and discuss how costs will be divided.
Move in. Parents are excellent sources of unwanted (for them) linens, crockery, pots and pans, bookshelves etc. Also try looking in thrift stores. Although these places may not appeal to some, you can purchase some cheaper stuff for the time being and replace it later. Try to buy as much as possible before you move in; that way you are not stuck without it.
Get an apartment with a few friends and you'll soon have a home of your own. Here's how to get moving! Read the following steps and you will be on your way.
Decide whether you will be sharing your living area with others. Having roommates is good because if you choose them right they will split the cost of living with you, help around the house, and provide useful items for moving. Be warned: doing so is also risky. The person could stop paying their share of rent, whether by choice or because of financial instability. They could also not assist in purchasing necessities, such as groceries. They could also not help around the house. You should choose a very close friend if at all possible, someone who you know would have similar living habits.
ou should begin looking for places months before you actually move. Make appointments to view the places. Before your appointment, drive around to see what the area is like. Look for places you're going to need to go. Try to choose a place central to all these locations. Do not pick a place to live because it's convenient to your "friends" and their needs; this will be your home and must have everything you will need for a long time to come. Many teens move out and find a place because their "friends" like it and think it's cool, but your "friends" now may not be your "friends" when you pay your first month's rent for the place they liked.
When looking at a place, keep in mind that you're probably not going to get a palace. Compare the rate to the quality of the place and also to other rates. Do you want a cheaper, crappier place or would you rather pay more for a nicer place? If at all possible, bring a friend and a parent; both will provide you with different views of the place to help in your decision.
Make an inventory of the state of the house together with the landlord. Draft a letting contract (or buy one at a stationer's); read through, making sure it covers things like deposit (typically a month's rent)and responsibility for bills; and sign it. (The landlord will likely already have a contract established.)
Draw up a budget plan. Take into account costs such as utilities, insurance, groceries, clothing, and the occasional night out or movie rental. Will your wage/salary support this? If you are living with other people, figure out the total income per month and discuss how costs will be divided.
Move in. Parents are excellent sources of unwanted (for them) linens, crockery, pots and pans, bookshelves etc. Also try looking in thrift stores. Although these places may not appeal to some, you can purchase some cheaper stuff for the time being and replace it later. Try to buy as much as possible before you move in; that way you are not stuck without it.
- If at all possible, try to have enough money saved to pay three months' worth of rent, bills, insurance, and groceries at all times. If you or a roommate loses a job, this security fund can save you from bad credit and/or homelessness!
- Try to avoid splashing your cash on luxuries. Instead, save a bit of money to spend on them, but not all of it.
- Best friends don't always make the best roommates. Be open to meeting new people and rooming with someone you don't know because seeing the same person all the time can be hard on a friendship. Also, it is sometimes nice to live with someone with an opposite schedule from yours (they work/have class in the afternoon/evening and you have class in the morning) so that you aren't in each other's way.
- Discussing and planning house things together will make you and your housemates value the house more. If you have a sense of 'house community,' people are happier to contribute and keep the place in order. Dinner together is a good idea on occasion.
- Make sure you have a budget that keeps you from losing all of your money or running out of money.
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